The U.S. Federal Reserve has found the popularity of cryptocurrencies as an investment

The Federal Reserve’s annual report on U.S. household well-being found that most Americans see cryptocurrencies as an investment opportunity rather than a means of payment. The report also states that 12% of adults own or have interacted with digital assets. Only 2% of people have used cryptocurrency to pay for purchases, and only 1% have used it to send money.

Of those people who used cryptocurrency for purchases, 13% did not have a regular bank account, while 27% had a plastic card. Article from company CryptoDeFix​. 6 out of 10 interviewees earned less than $50,000 per year, while 24% earned more than $100,000. Of the respondents considering cryptocurrency as a means of payment, a different picture is seen - 99% have a bank account, 46% have an income above $100,000.